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9:41
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โ€น Accounts
XRP Account
100.0000 XRP๐Ÿ”’
โ‰ˆ $342.00 AUD ยท Locked in WestpacEarn
+
Buy
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Sell
โ†‘
Send
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Receive
WestpacEarn ยท active
1.60% p.a. net
Paid in
RLUSD
Started 5 Apr 2026Matures 5 May 2026
Accrued this term
+0.1169 RLUSD
View history โ€บ
Live XRP / AUD
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...
Account typeXRP ยท XRPL Network
NetworkXRPL Network
Custody modelWestpacEarn (title transferred, unsecured)
Wallet addressrEb8Tkus...T4mGJ7
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โ€น XRP Account
WestpacEarn history
XRP ยท 1.60% p.a. net ยท paid in RLUSD
Lifetime earnings
Paid to date+0.1232 RLUSD
Accruing this term+0.1169 RLUSD
Total0.2401 RLUSD
Auto-roll at maturity
On โ€” principal will roll into a new 30-day term on 5 May 2026
Payments
Current termUpcoming
5 Apr 2026 โ†’ 5 May 2026
18 days until payout ยท 1.60% p.a. net
+0.1169
RLUSD accruing
Interest paymentPaid
6 Mar 2026 โ†’ 5 Apr 2026
Ref: WPE646286
+0.1232
RLUSD
Interest is calculated daily on your principal balance and paid at the end of each 30-day term. Westpac retains 25% of gross yield as a service fee. Balances held under WestpacEarn are not deposits for the purposes of the Banking Act 1959 and are not covered by the Financial Claims Scheme.
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Buy XRP
From
Westpac Choice
$4,280.00 available
To
XRP Account
Current: 100.0000 XRP
$
1 XRP = $3.4200 AUDLive ยท CoinGecko
You will receive approx 29.2398 XRP
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Purchase Complete
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XRP Purchased!
0.0000 XRP
$0.00 deducted from Westpac Choice
Date & Time17 Apr 2026, 8:14 am
FromWestpac Choice
Choice remaining$4280.00
Rate1 XRP = $3.42
New XRP balance100.0000 XRP
Reference:
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Sell XRP
From
XRP Account
Balance: 100.0000 XRP
Deposit net proceeds into
Westpac Choice
Current: $4,280.00
Amount to sell (XRP)
โœ•
Mid-market ยท 1 XRP = $3.4200 AUDLive ยท CoinGecko
Gross proceeds at mid$0.00 AUD
Westpac spread (1.00%)โˆ’ $0.00
You receive$0.00 AUD
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Confirm with PIN
Enter your trading PIN to confirm
Selling 0.0000 XRP
Net to Choice: $0.00
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Sale Complete
โœ“
XRP Sold!
$0.00
Deposited to Westpac Choice
Date & Time17 Apr 2026, 8:14 am
XRP sold0.0000 XRP
Gross at mid$0.00
Westpac spreadโˆ’ $0.00 (1.00%)
Net to Choice$0.00
New Choice balance$4280.00
Reference:
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โ€น Accounts
โ‚ฟ
Bitcoin Account
0.00000000 BTC
โ‰ˆ $0.00 AUD
+
Buy
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Live BTC / AUD
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Account typeBTC ยท Bitcoin
NetworkBitcoin (native SegWit)
Wallet addressโ€”
CustodySegregated ยท 1:1 reserves
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โ€น Accounts
ฮž
Ethereum Account
0.000000 ETH
โ‰ˆ $0.00 AUD
+
Buy
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Sell
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Send
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Receive
Live ETH / AUD
โ€”
...
Account typeETH ยท Ethereum
NetworkEthereum mainnet
Wallet addressโ€”
CustodySegregated ยท 1:1 reserves
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โ€น Cancel
โš ๏ธ
Important Warning
Please read carefully before proceeding
You are now sending XRP on the XRPL directly.

You hereby accept the risks of sending it to the wrong address and having your funds UNRECOVERABLE.

By clicking ACCEPT AND CONTINUE you do not hold Westpac responsible for any transfers you make from this account.

Always double-check the destination address and memo tag. Transactions on the XRPL are irreversible.
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โ€น Cancel
โš ๏ธ
Important Warning
Please read carefully before proceeding
You are about to receive XRP directly on the XRPL.

Always verify your address AND memo tag are correct before sharing them with any sender.

Funds sent to the wrong address or without the correct memo tag are UNRECOVERABLE.

Westpac is not responsible for incorrectly shared deposit details. Always double-check before sharing.
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โ€น Back
Send XRP
Wallet Address
Network
Selected network (tap to change)
XRP ยท Ripple
XRPโ€บ
Memo Tag
Amount (XRP)
โœ•
โ‰ˆ $0.00 AUDFee: 0.3 XRP
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Confirm with PIN
Enter your trading PIN to confirm
Sending โ€” XRP
To: โ€”
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Transaction Submitted
โœ“
XRP Sent!
0 XRP
Submitted to the XRPL network
Date & Time17 Apr 2026, 8:14 am
To Addressโ€”
Memo Tagโ€”
NetworkXRP ยท Ripple
Network fee0.3 XRP
Remaining XRP100.0000 XRP
TXID:
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โ€น Back
Receive XRP
โš ๏ธBoth the address AND memo tag are required. Deposits without a memo tag may be lost.
For XRP deposits only
โœ•
Scan to deposit XRP
Address
rEb8TkusMCJchLR7QCJDf2thmGJTcT4mGJ7
Memo Tag
1867804532
Network: XRP ยท Ripple ย ยทย  Min deposit: 0.1 XRP ย ยทย  Arrival: ~3 min
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โ€น Cancel
Open Digital Asset Account
Choose your assets
Each asset opens a dedicated account on its native blockchain. You'll receive a real on-network address and can withdraw to external wallets at any time.
โ‚ฟ
Bitcoin
BTC ยท Bitcoin network
โœ“
ฮž
Ethereum
ETH ยท Ethereum mainnet
โœ“
โœ•
XRP
XRP ยท XRPL Networkยท 1 existing account
Each account is a unique blockchain address managed via multi-party computation (MPC) custody infrastructure. Withdrawals to external wallets are subject to AML/CTF and Travel Rule checks.
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Custody & yield
How your crypto is held
Your assets are held in segregated custody by default. You can optionally enable a yield product on a per-asset basis.
Default
Segregated custody
Westpac Digital Asset Custody Pty Ltd holds your crypto 1:1 on the relevant blockchain. Assets are bankruptcy-remote, not commingled with Westpac's balance sheet, and cannot be lent or rehypothecated.
Yield paid to you0.00% p.a.
Opt-in
WestpacEarn
Transfer balances into a deposit product where Westpac takes title and may lend against holdings on a fractional-reserve basis, alongside its banking book. You become an unsecured creditor of Westpac for the balance.
Indicative yield (BTC / ETH)2.40% p.a.
One model applies to your account. You can switch between them at any time.
Important โ€” Custody disclosure

Segregated custody. Crypto held under the default option is held on trust for you by Westpac Digital Asset Custody Pty Ltd, operating under AFSL conditions set by the Corporations Amendment (Digital Assets Framework) Act 2026. Client assets are segregated from Westpac Banking Corporation's balance sheet and are not available to Westpac's creditors in an insolvency.

WestpacEarn (opt-in only). If you enable WestpacEarn, you transfer legal title of the specified balance to Westpac Banking Corporation. Those balances are not held on trust, are not covered by the Financial Claims Scheme, and may be lent, pledged, or otherwise used by Westpac on a fractional-reserve basis. You rank as an unsecured creditor for the return of an equivalent quantity of the relevant crypto asset plus accrued yield.

Read the full Product Disclosure Statement

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Confirm consent
Confirm and consent
Please confirm you've read and understood the key terms before we provision your addresses.

Enable WestpacEarn now

You can turn this on or off anytime per asset.

Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714. Westpac Digital Asset Custody Pty Ltd is a wholly-owned subsidiary operating under separate licence. Trading and custody fees apply โ€” see the PDS. This information is general only and does not take into account your objectives, financial situation or needs.
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Accounts ready
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Accounts provisioned
0 native blockchain addresses created. You can receive deposits immediately, or buy directly in-app.
Custody modelSegregated custody
WestpacEarnDisabled
Daily buy limit$25,000 AUD
External withdrawalEnabled